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Any of us could die tomorrow. Or sooner.
And if we did, what would happen to our loved ones?
Having worked so hard to provide for them, it would be a double tragedy if they were to inherit less than their due.
Effective Estate Planning ensures clarity about what you want to happen after your death and for whom.
It helps preserve your wealth and minimise its exposure to third party threats, one of them being Inheritance Tax.
Look around you. How much are you worth - your house, possessions, savings, investments, your business - everything you own? Make sure it goes to those you want and not to the taxman.
Everything above the Nil Rate Band threshold of £325,000 is subject to Inheritance Tax at 40%. And £325,000 is not so much these days.
Estate Planning puts you in control, minimises your estate's exposure to several third party threats, preserves your assets and gives you peace of mind.
An up-to-date Will is also crucial. It gives effect to your planning.
If you die intestate – without a Will - your spouse or Civil Partner won’t automatically inherit all you’ve worked so hard for, your children could be at risk and an unmarried partner would inherit nothing.
And frankly, an out-of-date Will can be worse than no Will at all.
And at any age - what if you loose your mental capacity?
Who will manage your affairs and make decisions for you? Those you trust and have your best interests at heart or a Court official? Don’t leave it to chance – put yourself in control while you can.
This is your life. So talk to the right specialist adviser.
Your chosen adviser should be happy to visit you at home, or in your office, saving you both time and fees. |
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'Embrace the Future. Take Control'
Find out more. Call us at (+44) 01722 714400
Or email office@churchwards.com
This firm complies with the IPW Code of Practice,
Member of the Institute of Professional Will Writers,
Member of the Society of Will Writers and Estate Planning Practitioners.
Registered in England and Wales. Company No. 0554 1033.
Registered Office: Cross Keys House, 22 Queen Street, Salisbury, Wiltshire SP1 1EY.
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